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CDARS
Temporary Increase in Deposit Insurance Coverage
Totally Free Checking

Delivering You More.

At Bank of North Carolina, we want to provide our customers with products that we would want to use ourselves, instead of finding ways to hide fees and place confusing restrictions on your accounts. That's why we have Totally Free Checking. We're not going to tell you how many times you have to use your debit card each month or login to your account. It's your money and we believe you should benefit the most from it.

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Free online banking and bill pay
  • Free eStatements

To get started call 1.800.262.7175
or CLICK HERE to find a location near you.

*Customer purchases checks and is responsible for any NSF's (non-sufficient funds).