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Bank of North Carolina. The place to be...for all the right reasons.

Personal Checking

Our most popular checking account is Totally Free Checking, which gives you all the simplicity and convenience you want in an account:

  • Unlimited check writing
  • No minimum balance to maintain
  • No monthly services charge

Plus you have access to Online Banking, overdraft protection and the convenience of a Bank of North Carolina ATM/Visa Debit card. 

Personal Checking Options
This chart will help you decide which Bank of North Carolina personal checking account is best for you:

Checking Options

Cardinal

Totally Free

Service Charge and Minimum Balance
Requirements

$10,000 combined balances in CDs, checking, money market accounts, savings, IRAs or $10,000 Home Equity Line or Loan Balance or $15 per month charge.

None

Unlimited Checks

Bounce Protection

Online Banking/Bill Pay

BNC Check/ATM Card

Images

Interest-Bearing

 

Cashline***
(Overdraft Protection)

Complimentary Checks

 

Complimentary Safe Deposit Box**

 

Complimentary Notary Service

 

** Complimentary 3x5 box or credit towards a larger box. Must check branch for availability.
*** Subject to credit approval.

Order Personal Checks
Time to order new Bank of North Carolina Deluxe checks? It's fast and easy. Just click here and you'll be taken to a special site for check reordering.

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