Deposit Services

• Free Business Checking
• Business Interest Checking
• Key Account Commercial
• Analyzed Commercial Checking
• IOLTA Checking
• Business Money Market
• Certificates of Deposit

Free Business Checking

For businesses with limited account activity, this account provides basic checking convenience along with extra benefits.

• No monthly maintenance fee
• Up to a total of 150 debits, credits, and items deposited per month at no charge
• Deposit up to $5,000 cash per month at no charge
• ROC-Kit™ available - Remote Check Deposits
• Free Online Banking with unlimited Bill Pay

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Business Interest Checking

Exclusively for sole proprietors and non-profit organizations, this account pays interest on balances that can also be used to offset monthly fees.

• Interest paid on collected balances
• Up to a total of 150 debits, credits, and items deposited per month at no charge
• Deposit up to $5,000 per month at no charge
• ROC-Kit™ available - Remote Check Deposits
• Free Online Banking with unlimited Bill Pay
• No monthly fee with a $2,500 minimum daily or $5,000 average balance

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Key Account Commercial

Our premier business banking package, featuring increased activity limits and additional benefits, offers more flexibility for handling your daily transactions.

• Up to a total of 300 debits, credits, and items deposited per month at no charge
• Deposit up to $10,000 cash per month at no charge
• ROC-Kit™ available - Remote Check Deposits
• Free Online Banking with unlimited Bill Pay
• Discount on check orders
• One wire transfer per month at no charge
• No monthly fee with a $5,000 minimum daily or $10,000 average balance

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Analyzed Commercial Checking

With Analyzed Commercial Checking, the balances you maintain earn credit to help you avoid paying monthly activity charges. This account is designed for businesses with high levels of activity. Please call our office to speak with a loan officer to discuss fees and see if this account is right for your business. As with all commercial deposit services, ROC-Kit™ and Online Banking are included with this service.

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IOLTA Checking

The Interest on Lawyers' Trust Accounts (IOLTA) was established to generate income from lawyers' trust accounts to fund state programs that benefit the public. Interest on net free balances is paid to the N.C. State Bar. The earnings credit and fee structure are the same as that of our Analyzed Business Checking.

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Commercial Money Market

Give your business the benefit of an account that combines money market yields with the flexibility and convenience of checking.

• Up to six preauthorized transfers per month at no charge
• No monthly fee with a $2,500 minimum daily balance

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Certificates of Deposit

Our Certificates of Deposit offer your business a full range of terms and several interest payment options, so we can easily tailor them to meet your investment requirements.

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