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Bank of North Carolina. The place to be...for all the right reasons.

Business Checking & Savings Options

Bank of North Carolina offers a variety of checking and savings account options that can help you manage your business in today's fast-paced commercial environment.

Checking Options

BNC Small Business

BNC Premier Business Checking

BNC Business Checking

BNC Non-Profit Checking

BNC Business Interest Checking

Minimum Daily Balance Required

None

$10,000

None

None

$5,000

Monthly Service Charge

None

None if minimum balance requirement is met; otherwise, $25 monthly service charge

$15 monthly
An earnings credit is calculated based on the average collected balance. The earnings credit may be used to offset fees on the account.

None

None if minimum balance requirement is met; otherwise, $15 monthly service charge

Activity Charges

None with 250 or fewer transactions1 a month

 

$0.35 per item over 250 transactions1

None with 500 or fewer transactions1 a month

 

$0.35 per item over 500 transactions1

$0.40 per credit $0.20 per debit $0.10 items deposited

None with 50 or fewer debits2 a month

 

$0.30 per item over 50 debits2

None with 150 or fewer transactions1 a month

 

$0.50 per item over 150 transactions1

Online Business Banking

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Bounce Protection

   

1 Transactions are defined as checks paid, deposits, deposited items, and ACH debits and credits.

2 Debits include checks, drafts, debit card purchases and withdrawals done in person, by mail or at an ATM.

 

Savings Options

BNC Business Savings Account

BNC Business Money Market

BNC Premium Money Market Account

Minimum Daily Balance Required

$500

$1,000

$10,000

Monthly Service Charge

None if minimum balance requirement is met; otherwise $6 monthly service charge

None if minimum balance requirement is met; otherwise $15 monthly service charge

None if minimum balance requirement is met; otherwise $20 monthly service charge

Transaction Limits

6 withdrawals3 each month

$3 each additional withdrawal3

Unlimited withdrawals in person, by mail, and at an ATM.

All other withdrawals limited to 6 per statement cycle4

Unlimited withdrawals in person, by mail, and at an ATM.

All other withdrawals limited to 6 per statement cycle4

Online Business Banking

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Higher Interest Paid on Higher Balances

3 Withdrawals include in person, by mail and at an ATM, as well as any checks, drafts, debit card or similar order.

4 Fees may apply for exceeding transaction limits.

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